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Debt Advice



Find out which debt solution is best suited to you.



Bankruptcy

Individuals with multiple, unsecured creditors debts that they are currently defaulting on.

 

People with zero or very few assets and high levels of debt.

 

Debtors who have considered all other debt solutions and not deemed them viable.

 

Those who have £700 in order to declare bankrupt and pay for the administrative costs.


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Debt Consolidation


Individuals who have a number of unsecured loans they are defaulting on and are struggling to make repayments to all creditors, particularly because of interest and late charge accumulation.

 

Debtors being harassed by multiple creditors by post or phone every day and wish to bring an end to this day-to-day disruption.

 

Anyone who desires to simplify their collective loan repayments into a single sum, from a single creditor.

 

Those who believe their financial difficulties are short term and simply need time for their employment prospects and monetary situation to pick up.

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Debt Management Plan


Individuals who have more than one unsecured debt which they are struggling to afford.

 

People who desire to reduce their monthly repayments into a single, affordable sum.

 

Those who wish to acquire better money management skills and a clear monthly budget to stay financially secure.

 

Debtors who believe their financial problems are short term and simply need a reduced payment plan to freeze interest and late charges until they have got back on track.

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Individual Voluntary Arrangement


Individuals with a high level of unsecured debt that they are defaulting on and do not envisage being able to repay anytime soon.

 

Debtors who have considered bankruptcy but do not wish to lose their home or assets.

 

Anyone who wants to reduce the amount they pay each month toward all their unsecured debts into a single, affordable sum.

 

People who do not mind addressing their debt over an extended period, up to 5 years.

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Take Control of Your Debt With Debt Advice


Tackling financial difficulties face on is almost always harder than it appears, and extended periods of debt can have a substantially detrimental effect on the mental wellbeing and overall performance of the person who is struggling. By seeking advice about your problems, you will eradicate the sense of hopelessness that often overcomes people ridden with debt, and will ensure that you are provided with expert help from a team of specialists who have helped a multitude of people tackle and beat their debt. Being able to convey the personal strain you are feeling from your financial problems to a confidential party can also have a hugely positive effect on the strength of your endeavour to beat your debt, and will make the process of managing and minimising your debt far easier.
At Debt Success, we provide debt advice to all who wish to find a solution to their problems will ensure that all of your options to address your debt are mapped out clearly and informatively to you, so that you can choose the optimum solution to your problems that reflect your circumstances best. Depending on the nature of your situation, a longer term solution which reduces your monthly repayments and freezes interest on your account may be ideally suited to help you though this can only be accurately ascertained through a detailed analysis of your current situation. Similarly, for perceived short term struggles, a less drastic reduced payment plan may be advisable, and the use of a different solution may exacerbate rather than alleviate financial problems. As such, having an altruistic debt advisor by your side to help you throughout your debt will ensure that you are given specialist guidance throughout your struggles, so you can identify the best way to deal with the issue and move forward to a brighter situation in the future.

Debt Solution Finder
Find the best solution to your outstanding debt.

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Free personal meeting

The initial meeting between yourself and one of our help team is completely free, and can be used in order to convey your personal troubles from your debt, so you don’t feel like you’re alone whilst dealing with it.

Customised debt solutions

Our dedicated finance specialists will carefully consider your situation and your desires during your meeting to produce a series of custom debt solutions which reflect your circumstances accurately.

Creditor protection

We will advise you of the legal powers your creditor does and doesn’t have, so that they cannot harass you or exploit your situation for their own gain.



Want to find out about more debt solutions?

Find out other ways we can help you



Debt Management Plan


Debt management plans are tailor made and take into consideration your monthly income and outgoings to lower your loan repayments to one affordable sum. If you are interested in a debt management plan find out more.

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Debt Consolidation


Consolidating your debts may make them more manageable for you as the entirety of your unsecured loan repayments can be amalgamated into a single monthly sum. Discover how we can help you with debt consolidation.

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Individual Voluntary Arrangement


Find out if an individual voluntary arrangement is the best debt solution for you and what we can do to help.

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Debt Advice Request


Lower monthly payments

We can formulate a debt solution which combines all your creditor debts into a single one, which you can then pay back on a reduced basis in a single monthly payment.


Finance management improvement

We will constantly look to provide you with advice about how to improve your money management, and how to ensure you do not overspend, in order to minimise the risk of you failing into debt again.


Interest frozen

We can negotiate with your creditor (s) to try and have interest and late charges frozen with certain debt solutions, so your debt doesn’t get too out of hand and unrecoverable.


Aftercare

If you decide to use us after your consultation, we will use all our experience to try and have it implemented and will stay with you throughout, even upon completion, so you are given the high quality support necessitated by our policy.


Stop Creditors Chasing You!

    We’ll handle interaction with all of your unsecured creditors on your behalf and negotiate with them in order to try and attain the best possible revised repayment arrangement for your debt. Furthermore, our altruistic financial advisors will serve as the sole point of contact between yourself and your creditors throughout the creation, implementation and course of your chosen debt solution in order to protect you from the harassment often exhibited by aggressive creditors. Contact us today and start the process of tackling your debt problems head on today.


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285

People are declared insolvent or bankrupt every day in the UK

£163 M

Was the daily amount of interest paid on personal debt in November

18 min

Is how often a property is repossessed in the UK

£3,167

Is the average adult consumer borrowing in Nov 2013

1,315

People a day reported they had become redundant

346

Purchases were made in the UK every second using debit and credit cards


Want to find the best debt solution for your individual financial circumstances? Contact us today and take control of your debt.

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Customer service

We have a staunch company policy of high quality customer service and as such will always be just a phone call away throughout the course of your debt solution if you ever require any help or advice.


Finance experts

All of our members of staff have worked in the finance industry for a number of years now and as such will analyse your financial situation and produce a number of custom solutions to your debt that reflect your circumstances the best.


Devoted aftercare

If you complete your debt solution successfully, we will retain contact with you in order to make sure that you are carrying on your upward trajectory with your money management.


Harassment Protection

Once you seek our help, we will take over all interaction with your creditor’s and work hard to ensure that they cannot harass you by letter, email or telephone anymore, so you can concentrate on tackling your debt.


  • How it Works
  • The Advantages
  • What we need from you
  • Is it Right for Me?

In order to begin your financial rehabilitation, all you have to is fill in our form of contact your help line and we’ll set up a meeting with one of our debt specialists. The meeting will be used in order for you to convey the reality of your financial situation, pour out your apprehension about your creditor’s activity and identify important information about the nature of your debt at present, such as how much you owe and who you owe it to. We will then assess the information you have given to us, provide you with immediate advice and then map out a plethora of solutions that were determined with your situation in mind so that you can select your optimum route to tackling your problems.

 

We will then lobby your creditors to have the solution accepted, and will be meticulous with our preparation so you have the best possible chance of success. We are firmly committed to shielding all our clients from aggressive creditors whilst they are under our service, so rest assured that you will be given protection from relentless phone calls and solicitor letters whilst at our service. If the solution is accepted, we will work with you so that you uphold your new payment arrangement, giving you useful money management tips throughout the way, and will stay with you until the end so that you are never alone in your pursuit of financial freedom.

  • Specialist information about the multitude of debt solutions you can utilise to address your financial problems.
  • Impartial, confidential meeting between yourself and a specialist about your monetary difficulties including help on both a personal and financial level.
  • Help about how to improve the way you manage your money, so that you avoid passing into debt again.
  • Debt written off after a certain period depending on which solution you choose to use to tackle your debt.
  • Creditor handling dealt with by an expert who will stop any aggressive parties manipulating your situation and taking more money off you than they are legally entitled to.
  • A comprehensive set of information about your existing unsecured debt and who you owe it to. This means key figures on the quantity you owe, how long you’ve owed it for, whether you are in default and any activity your creditor has undertaken to try and get their money back.
  • Data about your salary and all welfare provisions you are receiving at present. You’ll need to let us know roughly how much you spend each month and how much disposable income you have, so we can tailor your debt solution and reduced repayment offer to a sum that reflects your financial situation the best.
  • Information about the assets and shares you currently have, in case their sale is a viable option for your situation.
  • All data about your work, boss and current career trajectory, so we can suggest the solutions that minimise your risk within your career.

If you’re an individual that is struggling with financial issues at present, have one or more creditors contacting you on a regular basis with threats and legal letters, or are tired of suffering from monetary related stress, then getting debt advice from a specialist is of paramount importance to being given responsible and informative assistance about the best options available to you. Even if you are not opting you use a company to process a debt solution, getting debt advice is imperative because it can stop creditors exploiting your situation and charging you more than they should on interest and late fees whilst also preventing them from harassing you beyond their legal means.

 

Moreover, debt advice can present you with an opportunity to improve your money management capabilities, which will inevitably have a positive effect on your finances in the future. Ultimately, if you are struggling financially, and are tired of tackling your debt alone, then getting specialist debt advice can be hugely beneficial because you can get expert help about the options available to you. You can then choose yourself which one you believe is the most ideal for you, and if you desire we will lobby to have it implemented, so you can move forward in the future both happier and stress free.


Call Today For a Free, No Obligation Debt Plan Proposal
Our expert debt advisors will put together a tailored debt solution based on your individual circumstances.

Get A Free Debt Payplan Proposal